MAGHFIROH, Zida; ARIFIA, Kharina. Strategi Dan Urgensi Perencanaan Bisnis Dalam Pengembangan Usaha Mikro, Kecil, Dan Menengah (UMKM). Cashless : Journal of Sharia Finance and Banking, [S. l.], v. 3, n. 1, p. 1–8, 2025. DOI: 10.55757/cashless.v3i1.1133. Disponível em: https://ejournal.unupasuruan.ac.id/index.php/cashless/article/view/1133. Acesso em: 13 oct. 2026.