Najma Zahira, Lailiyah, and Dessy Boegiyati. “ANALISIS DISKONTO DAN NILAI WAKTU UANG DALAM PERSPEKTIF KEUANGAN SYARIAH”. Cashless : Journal of Sharia Finance and Banking 4, no. 1 (April 5, 2025): 47–62. Accessed October 13, 2026. https://ejournal.unupasuruan.ac.id/index.php/cashless/article/view/1518.