diana, anik ismadiana, and Dessy Boegiyati. “Analisis Nilai Waktu Uang (Time Value of Money) Dalam Perspektif Keuangan Syariah Menggunakan Pendekatan Matematika Ekonomi”. Tasharruf : Journal of Islamic Economics and Business 5, no. 2 (November 9, 2025): 59–66. Accessed October 12, 2026. https://ejournal.unupasuruan.ac.id/index.php/tasharruf/article/view/1301.